Deathonomics

If you die rich, you are a loser, because you spent a certain fraction of your life working to earn the money you still possess when you die -- that is, to earn money which you never got to spend on things you would enjoy. Thus that portion of the paid work you did was wasted. If you die in debt, you are a winner, because you bought and enjoyed some quantity of goods and services which, in the final analysis, you never had to pay for.